Business Funding Solutions

From working capital to equipment financing, every product we offer is designed for real business needs — structured by a direct lender who makes its own decisions.

Working Capital Loans

Working capital is the lifeblood of any operating business. Our working capital loans provide fast access to funds that keep your company running — covering payroll, inventory, rent, and the day-to-day costs of doing business — without disrupting your growth plans.

Unlike traditional bank loans that can take months to process, Frontier delivers working capital decisions quickly, with a streamlined process designed for business owners who can't afford to wait.

  • Funding from $10,000 to $5,000,000
  • Flexible repayment terms from 3 to 36 months
  • Minimal documentation required
  • No prepayment penalty options available
  • Suitable for businesses with 6+ months operating history
Apply for Working Capital

Equipment Financing

The right equipment can transform your business capacity — but purchasing it outright can drain your working capital reserves. Frontier's equipment financing allows you to acquire the machinery, vehicles, and technology your business needs while preserving cash flow.

We finance new and used equipment across a broad range of industries, from construction and manufacturing to healthcare and logistics.

  • Finance up to 100% of equipment cost
  • Terms up to 60 months available
  • New and used equipment eligible
  • Competitive fixed rates
  • Section 179 tax deduction may apply
Finance Equipment

Revenue-Based Financing

Revenue-based financing is a flexible alternative for businesses with variable or seasonal income. Instead of fixed monthly payments, repayment is tied to a percentage of your daily or weekly revenue — so repayment naturally aligns with your business performance.

This structure is ideal for retailers, restaurants, e-commerce businesses, and any company with consistent but fluctuating revenue cycles.

  • Repayment scales with your revenue
  • No fixed monthly payment pressure
  • Fast funding — often within days
  • Ideal for seasonal businesses
  • Based on business revenue, not just credit score
Explore Revenue Financing

Invoice Factoring

When customers are slow to pay, your cash flow suffers even when business is good. Invoice factoring lets you convert outstanding receivables into immediate working capital — typically advancing 70–90% of the invoice value within 24–48 hours.

There's no debt added to your balance sheet; factoring is a sale of your receivables and a powerful tool for B2B companies managing long payment cycles.

  • Advance rates up to 90% of invoice value
  • Funding within 24–48 hours of approval
  • Non-recourse options available
  • Suitable for B2B and government contractors
  • No long-term commitment required
Factor Your Invoices

Business Lines of Credit

A revolving business line of credit provides ongoing financial flexibility — draw what you need, repay, and draw again. You only pay interest on the funds you actually use, making it the most cost-effective option for businesses managing unpredictable cash flow needs.

Lines of credit are ideal for established businesses looking for a reliable financial backstop without the overhead of repeatedly applying for new loans.

  • Lines from $25,000 to $500,000
  • Revolving — reuse as you repay
  • Interest only on drawn balances
  • No draw fees on most programs
  • Annual renewal with performance review
Open a Line of Credit

SBA Loan Assistance

SBA 7(a) loans offer some of the most favorable terms available to small businesses — lower rates, longer repayment periods, and substantial loan amounts. But the application process can be complex and time-consuming without an experienced guide.

Frontier Financial Group helps eligible businesses prepare and place SBA loan applications, maximizing approval probability and navigating documentation requirements on your behalf.

  • SBA 7(a) loan facilitation
  • Application preparation and review
  • Document checklist and guidance
  • Loans up to $5 million
  • Long repayment terms — up to 25 years for real estate
Explore SBA Options

General Eligibility Guidelines

Requirements vary by product. These are general benchmarks — reach out to discuss your specific situation.

6+
Months in Business
$10K+
Monthly Revenue
500+
Credit Score (varies by product)

Find the Right Funding Product

Not sure which solution fits your needs? Talk to a Frontier advisor — we'll match you to the right product for your situation.

Get Started Today